Information About Available Social Security Disability Benefits

Several levels of benefits are available through the federal Social Security Administration (SSA). These include:

Social Security Disability (SSD) Benefits For Qualifying Disabilities

Generally, if you have paid into the federal Social Security Disability Insurance system through payroll deduction or direct payments during the previous 10 years but can no longer work because of your disability, you may be eligible for cash benefits. The amount you receive will be based on the amount you have paid into the system. Before qualifying for approval, you must be able to demonstrate a diagnosed disability that must be approved by Disability Determination Services. You cannot begin receiving benefits until you have been unable to work for 12 months because of your disability. However, do not wait 12 months before filing your initial claim. You will want to be approved to start receiving benefits as soon as possible after qualifying. Depending upon your circumstances, your family may also be eligible to receive benefits because of your disability.

Benefits For Retired Workers

Social Security retirement benefits are what most people think of when they talk about receiving Social Security. If you are least 62 years old and have paid into the system over your working lifetime, you probably qualify to receive a monthly check. Again, the amount of your pay will be determined by the amount you have paid in over the years. The maximum retirement age for beginning to receive benefits is currently set at 70 years old. Your spouse may also be eligible to receive a percentage of your retirement benefits upon your death. To qualify, your spouse will need to be at least 62 years old or, if younger, the primary caretaker of a disabled child or any child 16 years or younger. If you were married for more than 10 years and are now divorced, you may apply to receive a percentage of your ex-spouse's benefits.

Benefits For Surviving Spouses

Following the death of a qualifying spouse, the surviving husband or wife may be eligible to receive a percentage of the deceased's benefits. To qualify for survivor benefits, you:

  • Must be at least 60 years old
  • May be under 60 if you are the primary caretaker of a disabled child or a child under age 16
  • May be at least 50 years old if you have a qualifying disability
  • Must demonstrate financial dependence on your deceased spouse's benefits

Call Our Dearborn And Detroit Social Security Disability Attorneys

If you live in Michigan and are interested in learning more about ways to qualify for Social Security Disability, family or survivor benefits, talk to a lawyer at Miller Cohen, PLC. We have offices in Dearborn and Detroit to serve you better. Call us toll free at 800-221-6021 or use our convenient email contact form to arrange an opportunity to meet with one of our experienced Social Security Disability attorneys today.