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How do I qualify for Social Security disability?

This blog recently discussed how to apply for Social Security disability (SSD) benefits. Knowing how to apply for SSD benefits is half the battle but understanding how to qualify is equally important so that disabled individuals can receive the Social Security disability benefits they need. You may wonder how to qualify.

There are two components to qualify for Social Security disability benefits. The first component is that the disabled applicant has the necessary work history to qualify for SSD benefits. This means that they worked in jobs that paid into social security and that they have the number of work history credits needed which is why it is important to be familiar with how many are required at any given time.

In addition, the disabled individual must meet the Social Security Administration's definition of disability which generally means that the disabled individual suffers from a medical condition that is severe enough it prevents them from working. In addition, it must prevent them from performing their current work or adjusting to any other type of work. The disability must also be expected to last for 12 months or longer or result in death. Disability can be established through medical records or if the medical condition the disabled individual suffers from is on the list of qualifying medical conditions maintained by the Social Security Administration.

Social Security disability benefits are paid into and may be something that disabled individuals and their families rely on to get them through hard times while they are unable to work because of their disability. As a result, it is important for disabled individuals and their families to be familiar with how to qualify for, and apply for and obtain, Social Security disability benefits.

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