You loved your job, but when you were hurt and developed an injury, it ended your career. Now, you just want to be on good financial footing and to know that you have the financial support you need to live. You want to file for Social Security Disability insurance, but will you be able to qualify?
There are many things that you should know about Social Security Disability benefits evaluation, but to start with, it’s a good idea to get to know the programs better.
The Social Security Administration has two programs that may be of help to you. The first is the Social Security Disability (SSD) insurance program. The second is the Supplemental Security Income (SSI) program.
Social Security Disability benefits are generally provided to those who cannot work and who have earned enough over the years to pay into the government’s Social Security trust fund. On the other hand, Supplemental Security Income is a program that provides additional income to disabled individuals who are not working, have limited income or limited resources.
What is the Social Security Administration’s definition of a disability?
The Social Security Administration states that a qualifying disability is any mental or physical impairment that could result in death or is expected to last for at least 12 months. You will need to show that you cannot work or have severe functional limitations that make it impossible for you to engage in substantial gainful activity.
Qualifying for SSD or SSI isn’t always easy, and many people are denied the benefits that they rightly deserve. If you are denied, then you may want to look into making an appeal.