When you cannot work because of an illness or injury, it can be devastating for your family and your finances. Depending on the prognosis, you may feel like you are staring down a dark tunnel as your medical bills start to add up.
Social Security benefits can seem like a glimmer of hope during a season of challenging life events. However, sometimes the government will deny your claim leaving you feeling hopeless all over again.
These are some of the main reasons that government tends to deny Social Security benefits.
If there is one thing the government tends to emphasize, it’s thorough paperwork. Applying for Social Security benefits means gathering information, such as:
- Treatment histories
- Medical tests
- Doctor visits
The person looking at your application is looking for you to demonstrate that you are receiving regular medical treatment for your illness or injury.
Insufficient work history
Your regular federal income taxes that come from your pay fund Social Security Disability Insurance (SSDI) so that you can receive benefits if you are sick or injured and unable to work. However, you must meet specific requirements to become eligible to receive benefits.
In addition to needing a qualifying disability, you also must have worked the last five of the previous ten years and be over 21. However, there are exceptions for younger individuals.
Skipping the representative
Most people do not realize they can have an SSDI representative help them with their application. Seeking Social Security benefits can be a long and complicated process, so it is crucial to have the support of someone who can help you tell your story and your need for benefits.
When you do not have a representative, you may miss an opportunity to fully describe your illness or injury in a way that expresses your need for benefits. A representative can also ensure you do not miss any required paperwork.
Applying for SSDI is an important step to getting the support you need for yourself and your loved ones. It is essential to have a skilled professional to help you through the process.